Tag Archive | "Credit Cards"
St. Louis on the Air – 5/28
Today the focus of KWMU’s St. Louis on the Air was financial literacy. Host Don Marsh was joined by three guests all working within the St. Louis community to increase financial literacy—Suzanne Gellman, Consumer Economics Specialist at University of Missouri Extension; Cassandra Kaufman, Director of Community Investment at the United Way of Greater St. Louis; [...]
Continue reading...Debt Settlement Companies
Monday, April 20, 2009
Yesterday in The New York Times there was an article about debt settlement companies. The article features one West Virginia family who used a debt settlement company to try to manage their thousands of dollars of credit card debt, only to end up with higher credit card balances than before. The company took around $4,000 from [...]
Continue reading...The Financial Crisis Explained, Part 4
Wednesday, March 18, 2009
In this final segment from our January call-in program, the panelists talk about using home equity loans to pay off credit card debts—something they don’t recommend. Also, St. Louis resident Sue Livingston talks about how her home was saved after watching KETC. Ms. Livingston sought help from Beyond Housing and she wants people [...]
Continue reading...The Financial Crisis Explained, Part 3
Monday, March 16, 2009
In this segment from our hour-long call-in show that aired in January, panelists answer questions from phone calls, e-mails, and the audience. Included are how we can educate kids on financial literacy, and if it’s possible to waive late fees and reduce interest rates for credit cards if you negotiate with your credit card [...]
Continue reading...The Financial Crisis Explained, Part 2
Friday, March 13, 2009
A few days ago we posted the first of four clips from our town-hall call-in program that aired in January. In this second segment, Ruth Ezell talks to the panelists about credit cards—the dangers of using credit cards like cash, and the importance of understanding the terms of your credit cards. This clip [...]
Continue reading...Tip of the Day: An Explanation of a Universal Default Clause (2/25/09)
Wednesday, February 25, 2009
Today’s tip features Dennis Johnson of ClearPoint Financial Solutions as he explains a universal default clause. This clause may be part of your credit card application, and it means your credit card company can monitor your credit history. So if you miss a payment with anyone, your credit card company can raise your minimum payment [...]
Continue reading...St. Louis Beacon – We Want it Now: Attitude Fuels Credit Crunch and Mortgage Crisis
Tuesday, July 8, 2008
July 8, 2008 Originally published by The St. Louis Beacon on Tuesday, July 8, 2008: By Mary Delach Leonard, St. Louis Beacon staff Online, consumers share their struggle to reduce mountains of debt. Credit card debt helped set the stage for the mortgage crisis, psychologically and financially. She is a 34-year-old married mother of two who is whittling [...]
Continue reading...Take Action
Thursday, May 28, 2009
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