July 2, 2008 [youtube=http://www.youtube.com/watch?v=eF91AhJkSYY] What will a housing counselor need to see to help you with your mortgage problems? They’ll want to see your mortgage statement as well as any notices you have received from your lender or servicer. You should also have your most recent tax returns, verification of income, and a good idea of [...]
Continue reading...Tuesday, July 1, 2008
July 1, 2008 [youtube=http://www.youtube.com/watch?v=3PHzpOzyQHM] A servicer is an entity hired by your lender to collect your monthly payments. Most likely shortly after you secure your mortgage you’ll receive a notice from your lender telling you where to make your monthly payments. Your lender and your servicer are rarely the same. If you have more questions, you [...]
Continue reading...Monday, June 30, 2008
June 30, 2008 Jim Kirchherr visits Pagedale, a community in North St. Louis County. Pagedale is representative of many of St. Louis’ a post-war, blue collar post-war suburbs where the recent economic situation has lead to rising foreclosures. Kirchherr also attends a free foreclosure clinic in Jefferson County, where residents learn about resources available for [...]
Continue reading...Sunday, June 29, 2008
June 29, 2008 [youtube=http://www.youtube.com/watch?v=dz6T3NJwYrQ] Can I get help before I buy a home? Many of the same organizations that can help you if you are facing foreclosure also offer pre-purchase counseling to homebuyers. If you don’t understand the documents you are being asked to sign, seek help. In the Greater St. Louis area, you can call [...]
Continue reading...Sunday, June 29, 2008
June 29, 2008 [youtube=http://www.youtube.com/watch?v=muU0FZLDfuU] What do housing counselors do? Housing counselors will work with you and your lender to attempt to find a solution that is acceptable to both parties. The longer you wait to seek help if you have missed or are about to miss a mortgage payment, the harder it will be to find [...]
Continue reading...Sunday, June 29, 2008
June 29, 2008 [youtube=http://www.youtube.com/watch?v=wfya1s8kOrc] Is there cash help available? Some organization may have small sums that can help a homeowner fight foreclosure, but that money will only be made available to homeowners who are willing to face the underlying situations that have brought them to that point and can demonstrate that they are willing to take [...]
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Wednesday, July 2, 2008
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